Michael Hensh | Nov 12 2025 16:00
End-of-Year Life Checkup: Is Your Coverage Up-to-Date?

As the year draws to a close, it's natural to reflect on the past months and plan for the future. The holiday season, paired with the open enrollment period, offers an ideal time to reassess your life insurance coverage. Life's unpredictabilities can render old policies obsolete, and sometimes our priorities shift without us realizing it.

Why Reassess Annually?

Life changes—big or small—can significantly impact your life insurance needs. Whether you've accepted a new job, welcomed a child, or navigated personal changes like getting married or divorced, these milestones may require an updated coverage strategy.

Consider the following scenarios where a reassessment is crucial:

  • Starting a new job, receiving a promotion, or entering retirement
  • Getting married or going through a divorce
  • Welcoming a child or grandchild
  • Buying a home or taking on new financial obligations
  • Experiencing changes in health, income, or financial goals
  • Adjusting beneficiary designations or estate plans

The Peace of Mind You Deserve

Ensuring your life insurance aligns with your current circumstances offers peace of mind. Before the year ends, take a proactive step to review your coverage. This simple act can provide assurance that your plans will support and protect those you love.

We invite you to schedule a quick coverage review with us. This process is designed to be seamless and supportive, ensuring you're well-positioned for whatever life brings next.